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It can be uncomfortable discussing money worries. However if you are struggling to manage your bills each month it’s important not to ignore the problem and instead to discuss your situation with someone who understands and can help.

Step Change Debt Charity

For debt advice throughout the UK phone 0800 138 1111 or visit their website

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Citizens Advice

For advice and information on debt and other topics, visit your local Citizens Advice Bureau or visit website

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